Small business financing in Quebec
Every business has different financing needs: covering day-to-day expenses, buying equipment, funding an expansion or getting through a tighter period. Prêt Rapide connects you with Canadian lenders offering solutions suited to each of these situations, for amounts from $10,000 to $1,000,000.
You fill out a single application, free of charge and with no impact on your credit score. Partner lenders whose criteria match your profile can then present their offers.
Our financing solutions
Working capital
Cover your operating expenses and manage your cash flow without interrupting your activity.
Business term loan
Grow your business, buy a space or finance an expansion with a term loan.
Business line of credit
Flexible access to funds you use as needed, repayable as you go.
Merchant cash advance
Access your future revenue quickly, ideal for businesses with regular transactions.
Equipment financing
Acquire the equipment you need without tying up your capital or your credit line.
Bridge financing
A short-term solution to cover an immediate need while waiting for more permanent financing.
How to choose the right financing
Start by defining your need: is it a one-time, known expense, such as buying equipment, or recurring cash flow needs? A term loan or equipment financing is often better suited to the first case, while a line of credit or working capital loan often fits the second.
Then compare the total cost of each offer, not just the periodic payment: term, fees, payment frequency and early repayment conditions. If you are unsure, simply enter the amount you are looking for in the form; the offers you receive will help you compare concretely.
Eligibility criteria
To apply through Prêt Rapide, your business must meet the following criteria:
- At least 6 months in business
- At least $10,000 in monthly revenue
- Business registered in Canada (incorporated, partnership or sole proprietorship: all structures accepted)
Applying with Prêt Rapide
- Amounts from $10,000 to $1,000,000
- No impact on your credit score when you apply
- Free service for your business
- Response within 24 hours