Prêt RapidePrêt Rapide

Business Financing
Response in 24 hours

One application, multiple offers, zero fees.

Get offers from the Canadian lenders best suited to your type of request.

  • No impact on your credit score
  • Bilingual service (FR / EN)
  • Access to 50+ Canadian lenders
  • Your data is protected
  • No commitment

Montreal · Laval · Quebec City · Longueuil · Sherbrooke · Gatineau · and everywhere in between

Check your eligibility

No initial credit check · Your data is protected

Who is Prêt Rapide?

Prêt Rapide is a Quebec platform born out of a real need. Getting loans from alternative Canadian lenders can be a heavy task, because you have to browse different websites, evaluate different offers and submit your information several times.

With Prêt Rapide, a free service, you can speed up your process and choose the best offer for you, with complete peace of mind.

Is your bank no longer keeping pace with your business?

Thousands of Quebec SMEs lose opportunities every week because of the delays and rigid criteria of traditional banks.

Long delays

The average time to get a commercial loan approved at a major Canadian bank is 3 to 8 weeks.

Endless paperwork

Financial statements, tax returns, balance sheets, projections, and more! All that just to often be told no.

Criteria too rigid

Many viable SMEs get refused despite solid revenue because they don't fit into the bank's boxes!

How does it work?

From your profile to your financing offers, no paperwork and no pressure.

Step 1

Create your profile

2 minutes. No credit check, no documents required at this stage.

Step 2

Identifying opportunities

Our AI analyzes the best lenders matching your needs.

Step 3

Choose the best offer

Our advisor presents the offers received, from which you can choose the one that suits you best.

Start my application

No commitment. No impact on your credit score.

What we finance

Loans from $10,000 to $1,000,000

Working capital

Cover your operating expenses and manage your cash flow without interrupting your activity.

Business term loan

Grow your business, buy a space or finance an expansion with a term loan.

Business line of credit

Flexible access to funds you use as needed, repayable as you go.

Merchant cash advance

Access your future revenue quickly, ideal for businesses with regular transactions.

Equipment financing

Acquire the equipment you need without tying up your capital or your credit line.

Bridge financing

A short-term solution to cover an immediate need while waiting for more permanent financing.

Start my application

No commitment. No impact on your credit score.

Testimonials

Quebec SMEs that trust us

“My bank turned me down three times. Prêt Rapide found me a lender in 24 hours. I received $80,000 to expand my workshop. Simple and fast process.”

M
Marc Tremblay
Tremblay Carpentry · Quebec City

“Full service in French, professional team. I needed working capital for a seasonal slowdown. Approved in 2 days, funds deposited the next day.”

S
Sophie Lavoie
Boutique Soleil · Montreal

“I was about to lose a big contract for lack of cash flow. Prêt Rapide connected me with the right lender within hours. I recommend it to every Quebec entrepreneur.”

J
Jean-Pierre Gagnon
Construction JP · Laval

Who can qualify?

Our partner lenders finance a wide variety of Quebec businesses, even those refused by traditional banks.

Minimum 6 months in business
$10,000 in monthly revenue
A minimum revenue to demonstrate commercial viability
Business registered in Canada
Inc., partnership, sole proprietorship, all structures accepted

Most sectors can be financed

Restaurants
Construction
Retail
Technology
Transport and logistics
Health and services
Manufacturing
Agriculture
Professional services
Creative and media

And many more!

Check my eligibility →
FAQ

Frequently asked questions

Yes. Prêt Rapide is a real Quebec company, founded in Montreal and registered with the Quebec Enterprise Registrar. We are a matching platform, not a lender. You fill out a form, we analyze your profile and connect you with the best-suited alternative Canadian lenders. Your data is protected under Quebec's Law 25 and is never resold to third parties.

Yes, 100% free for your business. Prêt Rapide is paid by partner lenders only when financing is granted. You never pay for our matching service.

No. The initial check is a soft pull that does not affect your credit score. A full check is only performed if you accept a financing offer from a partner lender.

Depending on the lender and type of financing, funds can be deposited within 24 to 72 business hours after approval, much faster than the 3 to 8 weeks of traditional banks.

Absolutely. Our alternative lenders mainly evaluate your current revenue and the potential of your business, not just your credit history. Many of our clients were refused by their bank before finding the right solution with us.

Yes, available for all Quebec businesses: Montreal, Quebec City, Laval, Longueuil, Sherbrooke, Gatineau and everywhere in between. Our service is available in French and English, from application to disbursement.

Your business deserves fast financing

Join the Quebec businesses that secured their financing through Prêt Rapide. Free, no commitment, response in 24 hours.

Check my eligibility →Contact us

Available across Quebec and Canada · Bilingual service · Mon to Fri, 8 a.m. to 6 p.m. ET

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